For reasons I have yet to figure out, my rent check cleared the bank on May 5th. Then the next day, May 6th, they returned it, put the money back in my account and charged me $35. I went to talk to my apartment complex as soon as I got home from work because normally a returned check/non payment means literally hundreds of dollars in fees. Because I was proactive about it and because we’re NEVER late (seriously, 5.5 years we pay on time every month) they’re waiving the fees. But they have to charge me the NSF fee that their bank changes them for the declined check. Which is $50.
So now, on a week when I’m already SUPER broke, have too many bills to pay and not enough money to pay them, PLUS having my birthday come up next weekend where we won’t have any cash left to our names, I’m $85 further in the whole.
Oh and this is on top of an extra $62 I have to pay to my complex for bullshit reasons in regards to my renewal discount back in January that they won’t budge on even though they’re flat-out wrong.
Happy fucking joy to me. Jesus fucking Christ, some days I seriously don’t know why I even fucking get out of bed.
Next check isn’t until the 21st and I have due:
- Today – Rent + $50
- Today – $62 to apt.
- May 13th – $140 insurance (can’t change date because it’s the first payment of the new policy)
- May 16th – $90 cell (can’t change date by even a single day on Metro)
- May 16th – $58 car registration (expires on my birthday)
- May 16th – $48 license renewal (expires on my birthday)
WTF.
Oh and yeah, my A/C in my car isn’t working so it’s like 97F degrees outside and I’m wearing pants (required for work) in a car sitting in the hot sun all day without air conditioning.
I seriously can’t take this. I just can’t. I’m already so fucking broken still from Rand’s passing – the two month mark arrives next week on the 13th by the way – and I’m still already so anxious I can’t function, I’m still having panic attacks and I’m still having migraines and stomach issues almost every single day. I just can’t deal. I can’t deal with things being this hard when I’m already so fucking worn down to the stub AND have the world’s shittiest birthday coming up on top of it. I can’t do this.
I don’t get that… How can they take the money out of your bank account, return it and then blame you! None of that is your fault and so they should be liable for any charges, not you.
Jeez…