{"id":1241,"date":"2011-07-18T17:09:39","date_gmt":"2011-07-18T21:09:39","guid":{"rendered":"http:\/\/giveneyestosee.com\/blog\/?p=1241"},"modified":"2011-07-18T17:09:39","modified_gmt":"2011-07-18T21:09:39","slug":"insurance","status":"publish","type":"post","link":"http:\/\/giveneyestosee.com\/blog\/2011\/07\/insurance\/","title":{"rendered":"Insurance!!"},"content":{"rendered":"<p>I got wonderful news today. The letter from the <a href=\"http:\/\/pciplan.com\/\">Pre-Existing Insurance Plan (PCIP)<\/a> came today. And I&#8217;m <B>APPROVED!<\/b> As of August 1st, I will have medical insurance which WILL work on my pre-existing gynecological problems and which WILL be able to be used toward my surgery.<\/p>\n<p><a href=\"http:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-Acceptance-Letter-sm.png\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-Acceptance-Letter-sm.png\" alt=\"\" title=\"PCIP-Acceptance-Letter-sm\" width=\"667\" height=\"900\" class=\"aligncenter size-full wp-image-1242\" srcset=\"https:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-Acceptance-Letter-sm.png 667w, https:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-Acceptance-Letter-sm-111x150.png 111w, https:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-Acceptance-Letter-sm-370x500.png 370w\" sizes=\"auto, (max-width: 667px) 100vw, 667px\" \/><\/a><\/p>\n<p>As you can see, I need to immediately pay the $237 premium for August in order to ensure it starts August 1st. (It will continue to be $237\/month in premiums which is expensive but my money goes a lot further this way.) I also have a $1,000 deductible so I still need to raise enough money to pay the premiums for the next several months, satisfy the deductible and pay my co-pays. So I&#8217;m not out of the woods financially yet. Here are the coverage details of the plan:<\/p>\n<p><a href=\"http:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-plan-details-sm.png\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-plan-details-sm.png\" alt=\"\" title=\"PCIP-plan-details-sm\" width=\"769\" height=\"900\" class=\"aligncenter size-full wp-image-1244\" srcset=\"https:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-plan-details-sm.png 769w, https:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-plan-details-sm-128x150.png 128w, https:\/\/giveneyestosee.com\/blog\/wp-content\/uploads\/2011\/07\/PCIP-plan-details-sm-427x500.png 427w\" sizes=\"auto, (max-width: 769px) 100vw, 769px\" \/><\/a><\/p>\n<p>There is a prescription deductible as well which will come to effect for medication I may need. The good news is that my OB\/GYN is IN-NETWORK for the plan.<\/p>\n<p>Please note, this is NOT retroactive so the $10,000+ in hospital bills and ER bills I owe are NOT covered. I still have no clue how I&#8217;m ever going to pay those off. It also doesn&#8217;t matter that I&#8217;ve already spent $836 in office payments to my OB\/GYN because they&#8217;re before the effective date of the insurance on August 1st. But moving forward, I will be able to have coverage for visits and the surgery including the hospital, the anesthesiologist, radiology, etc. so I won&#8217;t get another bill that&#8217;s tens of thousands of dollars.<\/p>\n<p>This is a HUGE relief moving forward. Doesn&#8217;t solve everything but makes it all a little bit easier to ensure I can actually get my surgery.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I got wonderful news today. The letter from the Pre-Existing Insurance Plan (PCIP) came today. And I&#8217;m APPROVED! As of August 1st, I will have medical insurance which WILL work on my pre-existing gynecological problems and which WILL be able to be used toward my surgery. As you can see, I need to immediately pay&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13,1,50,7],"tags":[],"class_list":["post-1241","post","type-post","status-publish","format-standard","hentry","category-finances","category-general","category-hysterectomy","category-health"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/posts\/1241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/comments?post=1241"}],"version-history":[{"count":3,"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/posts\/1241\/revisions"}],"predecessor-version":[{"id":1246,"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/posts\/1241\/revisions\/1246"}],"wp:attachment":[{"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/media?parent=1241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/categories?post=1241"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/giveneyestosee.com\/blog\/wp-json\/wp\/v2\/tags?post=1241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}