...anyway....basically, what they were saying was I couldn't use my check card, access the ATM, or withdraw any of the money in my checking account since the loan is past due. Hello the few bucks in the checking account was all the money I had in the world and now I couldn't even access that. Forget those pesky things like gas or food, nah....let's just freeze her account since she obviously has all this money to spare. *brillant isn't it?*
After talking to them on the phone for almost an hour, they told me that if I wanted to drive to the branch office (mind you the nearest one is back where I used to live almost 30 miles one-way away), that I could make a withdrawl of the fund there. So, that's what I did. Hopping in my delinquant loan car and drove my happy ass to get the last of my money (a whopping $60). I get there, it's slammed busy, so I wait in the huge line. I tell the teller that I want to make a withdrawl, and she starts off the same way the damned lady on the phone did..."Are you aware that you're delinquent on your Ford Mustang loan?" It's at this point, I just want to say something like, "Oh really? I didn't know you guys kept track if I paid or not." Of COURSE I know I'm behind - I haven't paid it in two months, I think I'm aware of this obvious fact. *rolleyes* So, I say, "yes....I know....but...." and tell them what happened on the phone and how I drove all the way down there and now I need my money. Oh no, can't be that simple. There's no notation on my account that such a discussion took place and so I have to go sit and wait for a customer service rep to be available so they can look into the matter. By this point, I'm on the verge of tears - so damned frustrated and panicked that I'm going to be stuck with nothing but the $7 I had left in my wallet along with the half-tank of gas in my car. The member services lady calls me a few minutes later, and I, in full tears at this point, rattle off the WHOLE thing again. She gently tells me to take a deep breath and she'll call to the main office and talk to the manager in charge of collections. As I sit and recoup, she makes a quick connection with the woman, confirms what I said all along and then escorts me back to the teller line and confirms they can override the block on my account and give me the money.
*Whew* That was a close one.
Of course, the bad thing is they gave me the dreaded "R" word - reposession - when on the phone today. Eek! If I don't make a payment (of oh....$275) before June 21st, they're taking my baby car away. It was one of the reasons I was crying in the branch today - just too overwhelming of events and bad news. I've NEVER been this desperate before and it terrifies me. I've been doing everything I can, running in every direction any interested company is leading me, and yet all I've got to show for it is a lot of wasted time, wasted gas, and more waiting then I can account for. After all of it, I've got no hot leads and I'm stuck back at square one... On the brighter side, apparently the local Carraba's is hiring.....*sigh* Never done anything like wait tables before, but right now, I'm in no room to be picky...
So, anyone interested in clicking that "donate" button yet?
As a reward for all of those masses (yeah right!) who are kind enough to read and follow my ramblings and journal, I would like to present a collection of webcam shots from my sister's computer which I uploaded here tonight. Some are daytime, lighter shots, some of them are me trying to be dark and spooky (hee hee), and the rest are me candid or goofy Don't say I never do anything nice, 'cause there ya go! *laughs*
Ok, now that I'm done pleading (think donation....think donation....) and showing off, I'm going to go. My poor friend is bored watching me type this out. ;) Take care, and don't forget to leave me Feedback! I miss everyone's comments! (link's in the left-hand column)
Ta,
-m
~ flowers bloom near Memory and Dream
at 6/8/2001 10:23:53 PM ~
~
